About us
- Here to help you secure your dream home with the right mortgage and right advice
- Over 70 years of stellar experience in financial services
- Always by your side, whether it's an early-morning query or late-night doubt
Get in touch for a no-obligation chat about how we might be able to help you.
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At Envoy Financial, we believe in building more than just a professional relationship. We prioritise cultivating a lifelong partnership with our clients.
Understanding that a home is one of the most significant investments in one’s life, we ensure that from finding your dream home, securing the right financial solutions, to protecting it with the right insurance – you always have the best by your side.
Experience that matters
Combining 70 years of financial services prowess, we specialise in the property market domain.
Our clients enjoy the competitive edge of our vast knowledge, seasoned expertise, and robust industry network. Each consultant on our team boasts a rich professional background, with significant experience navigating the Glasgow, Ayrshire, Lanarkshire & Stirlingshire property markets, especially as Estate Agency Mortgage Consultants, ensuring you always get seasoned advice.
Our Ethos: Listen, Local, Life
Every client has a unique story, a distinct dream. At Envoy Financial, we prioritise your narrative. We listen, understand, and then curate tailored financial solutions that resonate with your goals and aspirations.
Life never stops, and neither do we. Understanding the complexities and anxieties surrounding property purchases, we ensure we’re available for our clients, irrespective of the time of day. Envoy Financial is always by your side, whether it’s an early-morning query or a late-night doubt.
At Envoy Financial, your dream is our mission. Together, let’s craft success stories that last a lifetime.
Our Directors
Ross Bremner
Ayrshire born and raised.
He has over 15 years of experience in the local property market helping clients in Ayr, Kilmarnock, Prestwick, Troon and throughout Ayrshire.
Witnessing first-hand the frustrations of the buying process for clients and the lack of care from agents, this lead him to make the leap with fellow Mortgage expert Graeme to create Envoy; a unique Financial Services proposition that puts clients at the heart.
With a passion for all things property-related, Ross loves what he does. Providing clients access to his industry experience and expert guidance, helps him deliver a service that is truly end-to-end and unrivalled in the industry.
Outside of work, Ross enjoys spending time with his wife, two daughters and following his favourite football team.
Whether you are a first-time buyer, a buy-to-let investor or your mortgage deal is coming to an end, then you’ve come to the right place.
Graeme Hilley
From the Southside of Glasgow.
He has 13 years experience helping clients with their moves across the city and further afield.
His passion for helping clients beyond the standard industry approach led him to establish Envoy along with fellow director and mortgage expert Ross. Creating a unique financial services proposition that puts people at the heart of its business
With a wealth of experience, Estate Agency knowledge and industry contacts; he prides himself on providing a highly personal service, being available 24/7 for his client.
When he has a spare minute, Graeme enjoys travelling with his fiance, playing tennis and trying new restaurants.
Whether you are looking to buy a traditional Shawlands tenement, a forever home for your family or considering adding an investment property to your portfolio, Graeme is on hand to support you every step of the way
Our People
Meryn Stewart
Born and bred in the Southside of Glasgow, Meryn waves the flag for the South of the city and you will regularly find her in the local beer gardens or food spots enjoying a margarita or two whenever she can get the chance!
Following her love of all things property, Meryn’s mortgage career started in estate agency 8 years ago, and more notably she has spent the last 6 years leading the mortgage office at an independent financial advisers firm in Glasgow. She has now joined the team at Envoy to continue her journey, and being nominated as Regional Best Broker for Glasgow in 2022 at the Scottish Mortgage Awards, Meryn prides herself on delivering the same outstanding service to all her clients. Meryn has a passion for advising on complex mortgage cases, with extensive experience in self employed clients, and enjoys that no two days are ever the same in this industry! A friendly and welcoming character, you are in safe hands with Meryn looking after you.
Robyn Martin
Envoy’s resident west end expert.
Robyn has over 7 years experience working in both estate agency and financial services. Having gained invaluable experience In both buying and selling properties for clients we can confidently say if your looking to secure your new home then Robyn is the broker for you.
Outside of work Robyn enjoys spending time with her partner and their two lovely Jack Russell’s Milo and Theo . When she has time , she enjoys training in the gym and spending time with friends.
Gemma Murphy
Lanarkshire born and raised. Gemma’s career has mainly been in Glasgow and Lanarkshire. She also covers Ayrshire for Envoy.
Gemma has 13 years’ in financial services and property and is passionate about taking the stress out of moving home. She loves tough negotiations with agents to get her clients the best deal.
A bubbly, personable soul, Gemma is a stickler for meeting client timescales and has built great relationships with clients past and present. She’s known for delivering the best advice and making the best recommendations. First-time buyers and challenging cases are what give Gemma a real buzz.
On the home front, like most parents, Gemma’s time is taken up looking after her 2 young boys. She regularly finds herself driving them around so they can participate in their many club activities. When she gets a rare moment to herself, she really enjoys a spa day or a night out with friends. She also loves holidaying, travelling and experiencing different cultures.
Steffi Docherty
Born and raised in Coatbridge, graduated with a BscHons degree in Mathematics and Statistics at Strathclyde University
Her passion for numbers, property and working in a busy, people-fueled environment lead her into a career in financial services.
Steffi has a vast amount of experience helping clients buy across North Lanarkshire, extensive contacts in local agents combined with best in class knowledge of the market makes her the ideal broker to help if you are looking to buy your first home, next home or an investment property.
A passion for connecting people and property, she loves being part of the customers Journey from A to Keys.
Outside of work, Steffi is a dance coach at her childhood dance academy where she loves to watch the kids progress each week! She also loves spending time with her family and friends.
If you want to discuss the next steps in your property journey, Steffi is on hand to help set you in the right direction!
Ashley Peat
Born and raised in Coatbridge, she previously worked in high street Bank of Scotland branches in Coatbridge and Uddingston, helping customers with all matters of their finances.
Her passion for all things property and delivering outstanding customer service has inspired her to pursue a career with us.
Over the next 10 months, Ashley will be transferring all her professional skills and soaking in as much information as possible, leading her to sit all her industry exams and become a fully qualified broker!
Outside of work, Ashley loves spending time outdoors with her dog, Gus. They enjoy big mountain hill walks and exploring Scotland together.
If you want to discuss the next steps in your property journey, Ashley is on hand to help set you in the right direction.
Karolina Piekarnia
Originally from Poland, Karolina made Glasgow her home in 2014 and has been an avid part of financial sector ever since. After graduating from Glasgow Caledonian University with a degree in Finance, Investment and Risk, she has carved out a notable path in the mortgage industry through her unparalleled customer service.
Away from the mortgage applications, Karolina is passionate about cooking, loves to spend time with her loved ones, and stays active with regular trips to the gym.